We guarantee the customer a policy that fits, no matter what or where you drive.

If you operate a:

• Motor vehicle
• Motorcycle
• Boat
• Motor home
• ATV or Dirt Bike
• Antique
• Personal Watercraft
• Trailer-Travel or Utility

We have the markets that will give you a comprehensive policy with the best coverages at the best price. Even if you have had accidents/violations, lapses in coverage or no prior insurance.

Your home and personal property is a life-long investment. Whether you own a home or rent, we offer coverage for every need. Protect your assets with affordable rates from Gosnell Insurance.

We offer many property coverages for your:

• Home - Including endorsements for: Higher Valued Homes, Identity Fraud, Business in the Home, Daycare in the Home, and Water & Sewer Back Up.
• Rental/Investment Property
• Renters Insurance - Since your landlord does not cover your personal property or liability.
• Condominiums
• Farms - Including Horse Boarding Exposures
• Flood Exposure
• Vacant Property - Between homes or rental tenants?
• Builders Risk - New Construction

Protect the assets you have by purchasing Personal Coverages, such as:

• Personal Umbrella - With limits starting at $1 Million and up, this coverage gives you extended Liability coverage over your vehicle and property liability limits.

• Life Insurance - Although we do not want to imagine it, you need to evaluate your family's needs if your income was not available. Who will pay the mortgage payment? Who will pay the monthly expenses? Who will pay for your children's education? We can obtain quotes for you for Term Insurance up to 30 year terms or a Cash Value policy if that suits your needs.

• Personal Bonds - Have you been chosen as an executor of an estate? The court may require you to obtain a bond to perform this duty.

We insure many volunteer fire organizations in Baltimore, Harford, Carroll, Dorchester, and Somerset Counties. While you are in the business of protecting and caring for people we are here to take care of your insurance needs.

Our agency has access to all the markets that offer comprehensive Emergency Service Programs. These are policies that cater to your business to give you all the coverages you need at the best price. They offer training and loss control services to help keep you updated and in compliance.

You do not have to bid out your insurance. Let us do the shopping for you with one phone call.

You are in the business of protecting people, we are in the business of protecting your assets. We have the programs to fit your needs.

We have markets for:

• Private Investigators
• Alarm Installers
• Sprinkler Installers
• Security Guards
• Armed and Unarmed
• E&O/ Professional Liability
• Or Any Combinations of the Above

Along with these programs, they offer Hired/Non Owned Coverage, Commercial Auto, Workers Compensation, Property, and Equipment. If you are just going into business or have been in business for years, we can find a policy that's right for you.

All Business owners, big or small, need coverage to protect their hard work and assets for the future

We offer coverage for, but not limited to:

• Offices
• Contractors
• Technicians
• Service Providers
• Janitorial Companies
• Landscapers
• Tree Trimmers
• Craftsman
• Food Service Organizations
• Fitness Studios
• Many Other Organizations

Coverages can be purchased separately or combined in packages for:

• Property
• Auto
• General Liability
• Crime
• Professional Liability
• Equipment
• Workers Compensation

You may be a Contractor or Subcontractor working for others. You need coverage to protect your assets. Don't assume the other party has coverage or that you are protected by their coverage. Always obtain a current Certificate of Insurance to assure coverage is in place before allowing anyone to perform work for you.